Barnett Forde Life Insurance Brokers – Terms and Conditions
Welcome to Barnett Forde Life Insurance Brokers. Please read these terms and conditions carefully before engaging with our services. By accessing or using our services, you agree to be bound by these terms.
1. Services Overview:
Barnett Forde Life Insurance Brokers provides insurance brokerage services, connecting individuals and businesses with suitable life insurance coverage. Our services include consultation, policy comparison, and assistance with the application process.
2. Client Responsibilities:
Clients are responsible for providing accurate and complete information during consultations and application processes. Misrepresentation of information may result in the rejection of claims.
3. Confidentiality:
Barnett Forde Life Insurance Brokers respects the confidentiality of client information. We adhere to strict privacy and data protection standards. Client information is only shared with insurance providers for the purpose of securing coverage.
4. Insurance Products:
Barnett Forde Life Insurance Brokers does not underwrite insurance policies. We act as intermediaries between clients and insurance providers. The terms and conditions of the insurance policies are determined solely by the insurance carriers.
5. Fees and Commissions:
Our services are generally provided at no direct cost to the client. Barnett Forde Life Insurance Brokers may receive commissions from insurance providers for policies sold or renewed through our services. Any fees or commissions will be disclosed to clients.
6. Eligibility:
Eligibility for insurance coverage is determined by the underwriting criteria of the insurance carriers. Barnett Forde Life Insurance Brokers does not guarantee acceptance for coverage and is not responsible for decisions made by insurance providers.
7. Policy Changes and Cancellations:
Clients must notify Barnett Forde Life Insurance Brokers of any changes to personal information. Policy changes and cancellations are subject to the terms and conditions outlined by the respective insurance carriers.
8. Claims Process:
Clients are responsible for initiating and managing the claims process directly with the insurance carrier. Barnett Forde Life Insurance Brokers may assist in providing information but is not responsible for claim outcomes.
9. Limitation of Liability:
Barnett Forde Life Insurance Brokers is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of the use or inability to use our services.
10. Governing Law:
These terms and conditions are governed by the laws of [Your Jurisdiction]. Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].
11. Changes to Terms and Conditions:
Barnett Forde Life Insurance Brokers reserves the right to modify these terms and conditions at any time. Clients will be notified of significant changes, and continued use of our services constitutes acceptance of the updated terms.
By engaging with Barnett Forde Life Insurance Brokers, you acknowledge that you have read, understood, and agreed to these terms and conditions. If you do not agree with any part of these terms, please refrain from using our services.
Last Updated: 12/15/2023